Are your Creditors Harassing You?

A Creditor’s Call Center.

I am writing this article with a very painful heart. Certain creditors are really out of this world. If it was only this one incident, I would have given the creditor the benefit of the doubt. But this harassment is repeated time and again. Perhaps someone from the side of the credit grantors would explain this odd behaviour by some creditors. It cannot be a fear of loss that drives a creditor to harass a debtor in the manner that these creditor does.

It so happened that I am indebted to T, a clothing and cellphone store operating in South Africa. In the middle of the covid 19 lockdown in May 2020, all clothing shops and all non-essential businesses were closed for the duration of the level 5 lockdown. So, even though I would have liked to pay my account with T, I couldn’t because T was closed as a result of the lockdown. I was surprised one morning at 7 am when I received a call from a certain guy who claimed to represent T. He said that he noticed that I missed my payments during April and May 2020. I confirmed and told him that the reasons were that:

  1. There is a lockdown and a curfew and no one is allowed to go outside except to buy essential items such as food and medication,
  2. Our company is closed for the duration of the lockdown and we have no income, and I do not have enough money to buy food and to pay clothing accounts,
  3. T is closed for the duration of the lockdown, and even if I had the money to pay, I had nowhere to pay.
A Clothing Store.

His response was that T was going to blacklist me and that I must take the money that I have reserved for food during the lockdown or make a loan from the bank and go and pay T, and that I should go to the bank and pay there or at any supermarket as he also had no clue when T was going to re-open to accept payments at their stores.

I told him that he was asking me to break the lockdown rules and risk contracting covid 19 merely to satisfy T’s love for money. He said that I should apply for a permit at the police station so that I can go to the bank. I told him that the police will not grant me a permit to perform non-essential activities and that if I told them that he is pressurising me to ignore the lockdown regulations, the police are likely to lay a criminal charge against him for inciting a person to commit an offence. He dropped the phone and said that T will call me again until I make the payment.

I swore that I would never buy anything from T again. When the lockdown was relaxed and T was allowed to re-open, I went and settled my account. Unfortunately, my child’s cellphone was broken and T was the only store where I could find a phone. I was forced to buy there again.

Preparing to go to work.

True to its nature, T phones you at odd hours. They phone you before you miss a payment just to remind you that your payment is due in three weeks’ time. They send you the most odd and unsolicited messages. They also threaten you with legal action and blacklisting if you can miss the payment that is due in three weeks’ time. They phone again after you have made payment just to tell you that you have made a short payment . They call you from all over the country. From Johannesburg, Cape Town, Mpumalanga, Durban, Bloemfontein.  After you finish paying them, they call you and send you sms’s to come and make more debt. They offer you ZAR1000 if you make a new debt.

T is the mother of all harassment. I am sure that there are thousands of other people who find themselves in a similar situation. I am writing this article to vent my anger as I do not know what to do with T anymore. The best solution that I have come up with is to no longer buy anything on credit from T. Is that not the best option?

A bank branch

Another irritating experience is from bank S, with whom I have a revolving credit facility. I receive a call on my cellphone very early on a Monday morning at approximately 7 am. The gentleman says that he wants to speak to me, but before he does so he would like to go through some security questions to see if he is speaking to the right person. The first question he asks me is what my cellphone number is. This first question upsets me so much because he just called me on my cellphone, so he has the number, and I am preparing to get to work and I am late. What could be the reason for him to ask me such a stupid question. I try to remain calm and answer all the silly questions he asks, which sounds like they are computerised as every agent from bank S will ask you the same questions. He goes on bubbling about my Id number, landline, physical address, email address. My attempts to prompt him to come to the purpose of the call are ignored, until 15 minutes later when he tells me the reason for the call being that he notices that I am in arrears with payments on my facility. I ask him what the arrears are and he tells me the amount which is less than what I paid via inter-account transfer three days earlier. I calmly ask him whether he can see the payment that I made three days ago to which he says I should hold on while he checks. A few seconds later, he confirms that he can see the payment. I then ask him whether the account is still in arrears and he says no. I then ask him what the reason for the call was and he says that he just wants to know when can he expect the next payment and he carries on a long lecture about credit bureaus, blacklisting and my future creditworthiness being affected by late payments. By this time I have already lost 25 minutes of my precious time which I desperately need to get ready for work and I ask myself from where does bank S recruit these clowns. Not once does he apologise for calling me so early in the morning for payment that was made a few days earlier. I politely ask him to check the statements before he makes a call in future. Without any shame he still asks me to hold on while he transfers me so that I can rate the quality of the call. I hold on and he tries to transfer the call  but fails and it cuts us off while he is trying. It is obvious that the guy has either not received any training at all on the job that he is doing or he absconded from the training if S bank did provide the training. A few years earlier, S bank used to act with such professionalism that you enjoyed doing business with them. That seems to have been thrown out of the window in favour of mass production.

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That, ladies and gentlemen, is the frustrations that we have to endure on a daily basis and I am sure that, that is enough reason to persuade you to do your best to settle your accounts to avoid getting high blood pressure while attending to these calls. This article is not only meant to share with other credit receivers about these harassments, but also directed at credit providers to try and be professional in their dealings with their clients and not unleash these unwarranted attacks on their most precious clients at the risk of alienating them.

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“Carl Niehaus is vandalising the ANC”, FIKILE MBALULA SAYS.

The Minister of Transport, Fikile Mbalula, says that he is tired of Carl Niehaus’ shenanigans as Niehaus is attacking the ANC and its President, Cyril Ramaphosa, everyday and he is employed at Luthuli House in the Secretary General’s office. He says that he is specifically being targeted because he supports Ramaphosa as the ANC president. Carl is organising marches against the ANC government and he claims to be doing that on behalf of the ANC. He says that at one point, Carl faked the death of his own mother and that Carl is a well-known suspect.

Mbalula says that the ANC belongs to all its members and that he has nowhere else to go and that he can’t be hounded out of the ANC by Carl Niehaus. He says that he hasn’t complained to the ANC through any of its structures as the marches against him originate from Luthuli House. He actually doesn’t know what Carl Niehaus’ job description is at Luthuli House. Maybe it is to organise marches.

Mbalula says that he will answer to the ANC when called upon to do so. Fikile Mbalula is the Minister of Transport in South Africa and the ANC is the African National Congress, the ruling party in South Africa, while Carl Niehaus is a member of the ANC and its disbanded military wing, the MKVA.

Carl Niehaus is well-known supporter of former President Jacob Zuma and he has stood by Zuma’s side throughout the corruption allegations leveled against Zuma. He attended almost all the court appearances that Zuma made in the arms deal saga and has recently taken a stand to oppose the Commission of Enquiry into allegations of state capture. He is particularly opposed to Zuma being summoned to give eveidence at the enquiry. Zuma has previously given evidence at the enquiry but could not finish his evidence as he objected to being cross-examined by the commission’s evidence leader, Adv Paul Pretorius. Zuma is due to appear at the commission in the third week of November 2020.

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Meanwhile Carl Niehaus responded in an interview with eNCA that Fikile Mbalula does not understand that the MK military veterans are entitled to employment in terms of the Military Veterans Act and that Prasa is one of those institutions that can provide that employment . He further states that they are opposed to the Zondo commission because the commission seems to be selective in dealing with issues of state capture and bent on targeting former president Zuma in its inquiry,

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US Presidential Elections: 03 Nov 2020 – Donald trump vs Joe Biden

The  59th United States presidential elections  are set for Tuesday, November 3, 2020.Voters will select presidential electors who in turn will vote on December 14, 2020, to either elect a new president and vice president or re-elect the current incumbents, Donald Trump and Mike Pence respectively. The series of primary elections and caucuses were held from February to August 2020. This nominating process is an indirect election, where voters cast ballots selecting a slate of delegates to a political party’s nominating convention, who then in turn elect their parties’ nominees for president and vice president.

Trump was nominated the Republican candidate without any serious opposition together with vice president Mike Pence. Former vice president, Joe Biden, secured the Democratic nomination over his closest rival, Senator Bernie Sanders in a highly contested primary which featured the largest field of presidential candidates for any political party in recent years of American politics. On August 11, 2020, Biden announced that his running mate would be Senator Kamala Harris, making her the first African-American, the first Indian-American the first, Asian-American and the third female vice presidential nominee on a major party ticket (after Geraldine Ferraro in 1984 and Sarah Palin in 2008). Jo Jorgenson secured the Libertarian nomination with Spike Cohen as her running mate, and Howie Hawkins secured the Green nomination with Angela Nicole Walker as his running mate.

The winner of the 2020 presidential elections is scheduled to be inaugurated on January 20, 2021. Trump or Biden will be the oldest candidate to be elected president. If sworn in, Biden will become the oldest person to serve as president at 78 years old, while Trump will become the oldest, also 78, if he serves a full second term (surpassing Ronald Reagan who was 77 years old at the end of his second term). This is the first presidential election where both major candidates are over 70.

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In a surprise move and after months of silnce and apparent inaction, the elite police unit, the Hawks, have finally decided that they have got sufficient evidence to swoop on private businessmen and Government officials accused of corruption. On Wednesday 30 September 2020, they moved agaisnt 7 individuals and companies accused of corrupt dealings in the Free State Province’s asbestos audit contracts awarded to a joint venture by businessman, Edwin Sodi and the late Igo Mpambani amounting to R255 million in total. Edwin Sodi is amongst those who have been arrested along with former head of the Free State Human Settlement Department, Nthimotse Mokhesi, supply chain officer, Mahlomola Matlakala, and former DG of the national Department of Human Settlements, Thabane Zulu, former Mangaung Mayor, Olly Mlamleli, Sello Joseph Radebe, director of ORI Group, Abel Kgotso Manyekeni . The operation continued on Thursday morning and the seventh suspect was arrested in KZN.

The accused are facing about 60 charges including corruption, fraud, money laundering and contravention of various statutes aimed at preventing corruption and money laundering, particularly in the public service. All seven suspects appeared in the Bloemfontein magistrates’ court on Friday, 02 October 2020 and were released on bail ranging from R50 000.00 to R500 000.00 on condition that they appear in court on 11 November 2020. Spokesperson for the National Prosecuting Authority, Adv Sipho Ngwema said that the NPA believes that they have a water tight case against the accused and that more arrests are expected in connection with this case. It also emerged during the appearance that one of the accused brought cash into the police cells and attempted to bribe police officers.

The beneficiaries of the asbestos audit are still waiting.

During evidence at the Zondo Commission of Inquiry into State Capture, Edwin Sodi, explained that he made donations to the ANC especially during its 2014 election campaign. It was during evidence led at the commission that evidence leader, Adv Paul Pretorius informed the Commission that there were widespread irregularities in the awarding of the tender and that no proper process was followed. It also emerged from evidence at the commission that the tender, which was valued at R255 million, was eventually subcontracted and executed for an amount of R21,3 million, ensuring huge profits for the main contractors involved. the price of the project was grossly inflated, and worst of all, failed to resolve the asbestos problem in Free State houses. The Public Protector, who was also investigating the tender, also found that, the tender was awarded in violation of several procurement laws and regulations.

The public protector found that after the contract was awarded to a joint venture between Blackhead Consulting, owned by Edwin Sodi, and Diamond Hill, owned by Ignatius Mpambani, the contract was subcontracted to Mastertrade 232 for R44,2 million, who, in turn, subcontracted it to ORI Group, who eventually performed the audit for an amount R21,3 million, clearly showing that the contract was over inflated by over R200 million, and that the audit was nothing more than a money laundering scheme, designed to siphon money from the human settlements department.

Blackhead Consulting and Diamond Hill were supposed to be dividing the proceeds of the contract on a 50/50 basis. Igo Mpambani was gunned down in broad day ligfht on 22 June 2017 while driving his Bentley Continental GT in Bowling Avenue in Sandton, Johannesburg.

The Hawks and the Special Investigative Unit (SIU), have stated that the arrests are not as a result of evidence led at the Zondo Commission, but are the results of investigations that have been going on for a while and that they were only waiting for the suspects to testify at the Commission before they could act against them, but that evidence that came out of the Commission will be useful if it is relevant and admissible.

Pieter-Louis Myburgh has written extensively in his book, Gangster State, about the large scale irregularities that were taking place in the Free State government during the time that the current secretary general of the ANC, Ace Magashule, was Premier of the Free State. Many people are speculating as to who will be arrested next in connection with this and other scandals of the same nature. Meanwhile, in another matter, former ANC MP, Vincent Smith handed himself over to the police and was released on bail of R30 000.00 on allegations that he accepted bribes from Bosasa, In Durban, the Hawks also pounced on other prominent officials in the Premier’s office, accused of corruption as well as businessman, Thoshan Panday and former senior police officer, Navin Madhoe relating to 2010 soccer world cup irregularities.

Judge Raymond Zondo, Chairperson of the Zondo Commission.

Community organisations attended the Bloemfontein court appearance and voiced their support for the actions taken by the SIU, the Hawks and the NPA in confronting corruption head on. Most said that it is time that people go to jail for their actions as people are struggling with basic services and unemployment as a result of corruption, as monies set aside to uplift communities is snatched from under their noses by the corrupt. One woman said that it is a myth that women in top positions are representing all women in the country. She said that she is distancing herself from all the corrupt women in senior positions. They do not represent her. South Africans also took to social media to express their newly found optimism.

In a separate incident, the Hawks have also arrested a high ranking municipal official at Molemole municipality also on allegations of corruption in that he allegedly awarded a R4,8 million tender to his wife while assisting a communal property association in the area. It is alleged that the services were not rendered and the community did not receive any benefit from the tender.

Diabetes & Obesity: A Modern Day Health Problem.

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Diabetes occurs when your blood glucose, or blood sugar, is too high. Blood glucose comes from the food we eat and is our main source of energy.  Glucose is assisted by insulin, a hormone made by the pancreas, to get into your cells to be used for energy. Sometimes our bodies do not make enough—or any—insulin or doesn’t use insulin well. Glucose then remains in our blood and doesn’t reach our cells.

As time goes on, too much glucose in our blood can cause serious health issues Diabetes has no cure. However, there are steps we can take to stay healthy. It is important to note that every case of diabetes is serious and should not be taken lightly. Diabetes affects both those who are suffering from the disease as well as those who have to care for them.

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Different types of diabetes.

The most common types of diabetes are type 1, type 2, and gestational diabetes.

Type 1 diabetes

In type 1 diabetes, the body does not make insulin. Your immune system attacks and destroys the insulin cells in your pancreas. Type 1 diabetes is usually diagnosed in children and young adults, although it can appear at any stage. People with type 1 diabetes need to take insulin every day to stay alive.

Type 2 diabetes

In type 2 diabetes, the body does not make or use insulin well. Type 2 diabetes can develop at any stage, including childhood. It is, however, most common in middle-aged and older people. It is the most common type of diabetes.

Gestational diabetes

It develops in some women when they are pregnant and often disappears after childbirth. However, your chances of developing type 2 diabetes later in life are increased as a result of gestational diabetes. It is also possible that diabetes diagnosed during pregnancy is actually type 2 diabetes.

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Other types of diabetes

There are other lesser common types of diabetes such as monogenic diabetes and cystic fibrosis-related diabetes.

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How common is diabetes?

Here are some interesting statistics from the World Health Organisation (WHO) regarding the prevalence of diabetes:

The number of people with diabetes rose from 108 million in 1980 to 422 million in 2014.

The global prevalence of diabetes* among adults over 18 years of age rose from 4.7% in 1980 to 8.5% in 2014 (1), meaning that by 2014, 8.5% of adults aged 18 years and older had diabetes. In 2016, diabetes was the direct cause of 1.6 million deaths and in 2012 high blood glucose was the cause of another 2.2 million deaths.

Between 2000 and 2016, there was a 5% increase in premature mortality from diabetes. In high-income countries the premature mortality rate due to diabetes decreased from 2000 to 2010 but then increased in 2010-2016. In lower-middle-income countries, the premature mortality rate due to diabetes increased across both periods.

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By contrast, the probability of dying from any one of the four main non-communicable diseases (cardiovascular diseases, cancer, chronic respiratory diseases or diabetes) between the ages of 30 and 70 decreased by 18% globally between 2000 and 2016.

In the United States, as of 2015, 30.3 million people, or 9.4 percent of the population, had diabetes. 1/4 of them were not aware that they had the disease. Diabetes affects 1 in 4 people over the age of 65. About 90-95 percent of cases in adults are type 2 diabetes.

Risk Factors for Developing type 2 diabetes.

You are more likely to develop type 2 diabetes if you:

  • Are 45 years or older,
  • have a family history of diabetes, or
  • are overweight.

Physical inactivity, race, and certain health problems such as high blood pressure also increase your chance of developing type 2 diabetes. Other risk factors include prediabetes and gestational diabetes..

Health problems that people with diabetes can develop over time include:

  • heart disease
  • stroke
  • kidney disease
  • eye problems
  • dental disease
  • nerve damage
  • foot problems


Learn more about the steps you can take to lower your chances of developing these diabetes-related health problems which can seriously affect your quality of life or even result in death in our next articles.



Music Reviews: Despacito by Luis Fonsi ft Daddy Yankee as Seen by Stephanie Madrian.

Luis Fonsi

In this series, we are reviewing popular music and songs that have topped the charts. Today, in this article, we are reviewing a song by Luis Fonsi, featuring

Daddy Yankee, when they say Despacito, which means slowly in Spanish. But first, who is Luis Fonsi? DON’T FORGET TO SUBSCRIBE TO OUR CHANNEL TO RECEIVE MORE VIDEOS OF THIS NATURE.

Luis Alfonso Rodríguez López-Cepero, known by his stage name Luis Fonsi, is a Puerto Rican singer, songwriter, and actor. He is known for multiple songs, one of them being Despacito featuring Puerto Rican rapper Daddy Yankee.

Luis Fonsi received his first Latin Grammy Award nominations in the Record of the Year category and won Song of the Year thanks to the song ”Aqui Estoy Yo”. The song also won three Billboard Latin Music Awards. “Despacito” became Fonsi’s biggest success winning four Latin Grammy Awards, seven Billboard Latin Music Awards, five Billboard Music Awards. and received three Grammy Awards. nominations. He also won one Latin American Music Awards.Billboard for “Echame la Culpa” with Demi Lovato.

As of 2018, he has broken six Guiness World Records and sold more than 11 million records with “Despacito”.As of February 2020, “Despacito” is the most watched YouTube video of all time, with over 6.7 billion views.

Fonsi was born on 15 April 1978 in San Juan, Puerto Rico, the oldest child of Alfonso Rodríguez and Delia López-Cepero. He has two younger siblings: Jean Rodríguez, who also is a singer, and Tatiana Rodríguez.

Growing up, Fonsi idolized the stars of the popular group Menudo, and the San Juan Children’s Choir.

He attended Dr Phillips High School in Orlando, Florida, and participated in a group called “Big Guys.” They sang at school parties and local festivals. One of the members of the group, Joey Fatone, later joined NSYNC.

In 1995, Fonsi enrolled at Florida State University School of Music on a full scholarship, He also joined the school’s choir, the Florida State University Singers, and sang with the City of Birmingham Symphony Orchestra.  Eventually, he dropped out of university in order to pursue a career in music. Soon after, he was offered a recording contract by Universal Music Latin.


In January 2017, Despacito featuring Daddy Yankee. was promoted and released. On 5 April  2018, the music video reached five billion views on You Tube, with the song becoming number one in nearly every Latin Billboard chart, and the most viewed video in the world. In April 2017, the song was given an English remix featuring Canadian singer Justin Bieber. The remix featuring Bieber reached number one on the US Billboard Hot 100 for the week ending 27 May 2017, becoming both Fonsi and Yankee’s first number one on the chart, and Bieber’s fifth. Bieber promoted the remix at one of his shows in Puerto Rico, inviting Fonsi onto stage to perform the duet with him. The song remained number one for 16 consecutive weeks, tying One Sweet Day, by Mariah Carey and Boyz II Men as the longest reigning top song in the chart’s history.

Here are the original Spanish lyrics (the English translation appears below):

Oh no, oh no
Oh yeah
Diridiri, dirididi Daddy
Sí, sabes que ya llevo un rato mirándote
Tengo que bailar contigo hoy (DY)
Vi que tu mirada ya estaba llamándome
Muéstrame el camino que yo voy (Oh)
Tú, tú eres el imán y yo soy el metal
Me voy acercando y voy armando el plan
Solo con pensarlo se acelera el pulso (Oh yeah)
Ya, ya me está gustando más de lo normal
Todos mis sentidos van pidiendo más
Esto hay que tomarlo sin ningún apuro
Quiero respirar tu cuello despacito
Deja que te diga cosas al oído
Para que te acuerdes si no estás conmigo
Quiero desnudarte a besos despacito
Firmo en las paredes de tu laberinto
Y hacer de tu cuerpo todo un manuscrito (sube, sube, sube)
(Sube, sube)
Quiero ver bailar tu pelo …
Echame la Culpa

In November 2017, he released the song Echame la Culpa, featuring Demi Lovato., which debuted at number three on the Hot Latin chart. The song won Song of the Year at the Latin American Music Awards of 2018 and received one nomination for Best Latin at the MTV Video Music Awards. As of 2018 the song sold more than 1 million copies worldwide.

In 2003, Fonsi started to become romantically interested in actress Adamari Lopez, who, as an Univision artist and fellow Puerto Rican, constantly found herself near Fonsi That same year, Fonsi released the song “Abrazar la vida” (“To Embrace the Life”), off the eponymous album. The song would later become one of López’s favourites.

During 2005, Fonsi was in the middle of an international tour that was abruptly cancelled when López was diagnosed with cancer. Fonsi promised to stay by her side, and travelled with her to Mexico, Miami, and Puerto Rico for various treatment- and work-related trips. She has been in remission since 2006.

On 3 June 2006, Fonsi and Adamari López were married in a religious ceremony in Guaynabo, Puerto Rico, attended by many celebrities, including Joey Fatone, Charytin Goyco, Ednita Nazario and Carlos Ponce, as well as his brother, aspiring singer Jean Rodríguez, professionally known as “Jan”. On 8 November 2010, they officially divorced.

Fonsi and Spanish model, Águeda López were married on 10 September 2014, after three years of living together. They had their first child together, a daughter named Mikaela, in December 2011 in Miami.  On 20 December 2016, they welcomed their second child, a son named Rocco.

Let’s look at the English translation of the Spanish lyrics. Here is what the song says in English:

Yes, you know that I’ve been looking @ you for a while

I have to dance with you today (Daddy Yankee)

I saw, that your look was calling me

Show me the way that I’m going oh

You you are the magnet and I’m the metal

I’m getting closer and I’m setting up the plan

Just the thought of It accelerates the pulse

now I’m enjoying it more than usual

All my senses are asking for more

This must be taken without any trouble


I want to breathe your neck slowly

Let me tell you things in your ears

So that you remember when you’re not with me


I want to undress you with kisses slowly

Sign the walls of your labyrinth

And make your whole body a manuscript

Turn it up turn it up….. turn it up, turn it up

I wanna see you dance

I wanna be your rhythm

I want you to show me

Your favourite places places places Places

Let me surpass your danger zones

To make you scream

And forget your name

Daddy Yankee

If I ask you for a kiss, come give It to me

I know that you’re thinking about it

I’ve been trying for some time

Mommy this is giving and giving it

You know that your heart with me makes you bom bom

You know that this baby is looking for my bom bom

Come test my mouth to see what It tastes like to you

I want to see how much love do you have

I’m not in a hurry, I want to do the trip

Let’s start slowly then wildly

Step by step, soft softly

We are going to get caught little by little

When you kiss me so skillfully

I think that you’re malicious delicately

Step by step, soft softly

We’re going to get caught, little by little

And it’s just that this beauty is a puzzle

But to put it together here I have the pieces


I wanna breathe your neck slowly

Let me whisper things into your ear

So that you remember if you’re not with me


I wanna undress you with kisses slowly

Sign the walls of your labyrinth

And make your whole body a manuscript

Turn it up

I wanna see you dance

I wanna be your rhythm

I want you to show me

Your favorite places

Let me surpass your danger zones

Till I make you scream

And forget your name


We will do It on the beach in Puerto Rico

Till the waves scream dear lord

So that my soul stays with you

Step by step, soft softly

We’re going to get caught little by little

I want you to show me

Your favourite places places places Places

Step by step, soft softly

We’re going to get caught little by little

To make you scream (Fonsi)

And forget your name (Daddy Yankee)


THANK you for visiting our site. WE WILL BE publishing more music review articles in the coming weeks. You can watch the music video on Luis Fonsi’s YOUTUBE CHANNEL.  If you would like to receive notification of these videos please subscribe to our YOUTUBE CHANNEL and hit the NOTIFICATIONS bell and we will notify you when new videos are released. Please also, leave a comment and a like below.


The Arrest and Death of George Floyd in Police Custody in Minneapolis, Minnesota and Subsequent Mass Protests Across the United States. 

THE GEORGE FLOYD PROTESTS are an ongoing series of protests and riots against police brutality that began as a local protest in the Minneapolis-Saint Paul metropolitan, Minnesota, before spreading throughout the United States and then worldwide. The protests began in Minneapolis on 28 May 2020, following the death of George Floyd in which Minneapolis Police officer Derek Chauvin knelt on his neck for about 08 minutes, assisted by three other police officers—after pinning Mr Floyd the deceased to the ground during an arrest the previous day.

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Protests quickly spread across the USA and to other countries in support of Black Lives Matter. Demonstrations that began on May 26 in Louisville, Kentucky, over the shooting of Breonna Taylor by the police on 13 March intensified after the 28 May release of the 911 call made by her boyfriend moments after the shots were fired. The Louisville protests have continued as part of the nationwide reaction to George Floyd’s death and the subsequent police shooting of David McAfee in Louisville during these protests on 01 June. Twelve major cities declared a curfew on the evening of Saturday, 30 May 2020, and as of 02 June, governors in 24 states and Washington, D.C, had called the National Guard, with about seventeen thousand troops activated. From the beginning of the protests to 03 June 2020, about eleven thousand people had been arrested, including all four police officers responsible for the arrest resulting in the death of George Floyd. The mass protests occurred during the global Covid-19 pandemic and health experts as well as political public authorities warned that the protests will likely facilitate an accelerated or rebounding spread of Covid-19 or become a “seeding event” for further coronavirus outbreaks.

History of police brutality in the United States

Frequent cases of police brutality and excessive use of force by the police, particularly against African Americans, in the United States have long led the civil rights movement and various other activists to protest against the lack of police accountability in incidents involving the use of excessive force. The Watts riots in 1965 were a response to police brutality during the civil rights movement. Confrontations with police during the 1965 riots resulted in the deaths of 34 people, most of whom were African-Americans. The 1992 LA riots were a response to the acquittal of the police officers responsible for excessive use of force on Rodney King.

In recent times, these incidents have included:

  • the 2014 shooting of Michael Brown in Ferguson, Missouri;
  • the death of Freddie Gray in Baltimore in 2015; and
  • the 2014 death of Eric Garner in New York City, who, like George Floyd, said, that he couldn’t breathe in his final moments. Several of these nationally publicized incidents occurred in Minnesota, including,
  • the 2015 shooting of Jamar Clark in Minneapolis,
  • the 2016 shooting of Philando Castile in neighbouring Saint Paul, and
  • the 2017 shooting of Justine Damond, also in Minneapolis.
  • In March 2020, the Kentucky shooting of Breonna Taylor by police at her own apartment was also widely publicized.
  • In 2016, Tony Timpa was killed by Dallas police officers in the same way as George Floyd.

Impact of the COVID-19 pandemic

Measures taken against the growingCovid-19 pandemic, including closure of non-essential businesses and implementation of a lockdown, had significant economic and social impact on many Americans as millions lost their jobs and were made more economically vulnerable. Keith Ellison, Attorney General of Minnesota, said he was of the opinion that people “have been cooped up for two months, and so now they’re in a different space and a different place. They’re restless. Some of them have been unemployed, some of them don’t have rent money, and they’re angry, they’re frustrated.

George Floyd’s sister, Bridgett Floyd, speaking from Faeford, North Carolina, said that the family was traumatised by what happened and that the police officers involved in the case should not only be suspended, only to return to work later, but should be charged with murder. The family’s legal representative, Benjamin Crump, speaking from Tallahassee, Florida,  said that had it not been the videos taken by members of the public, the police would have distorted what actually transpired on the day in question and the matter would have been swept under the carpet. (Click here to see some promotions from Amazon:

In a strange twist of events, Minneapolis Police Chief, Madaria Arradondo, joined the protestors at the scene of the death of Mr Floyd and said he came to pay his last respects as what happened to Floyd was wrong. Taking his hat off, he apologised to the Floyd family for the death of George Floyd and said that he was terribly sorry.

WHILE the issue of police brutality in the United States is currently in the spotlight, some of the police forces around the world who top the list in terms of their harsh treatment of offenders are, in the following order, Sudan, China, Pakistan, Mexico, Burma, North Korea, Brazil, Afghanistan, Iran, Haiti, Kenya, Russia, Somalia, Egypt, South Africa, Iran and the United States.

 WE WILL BE publishing more on this issue in the coming days as it develops further. Please watch this space. (Click here to visit

The United States of America Engulfed in Riots following the Death of George Floyd in Minneapolis. This is how it Began.

The United States of American has been engulfed in riots following the death of an

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African-American man, George Floyd, 46 years of age,  in Minneapolis, Minnesota, on the evening of 25 May 2020 while he was being taken into custody by the police. The National Guard is activated in many states amid violence and damage.

He died after being arrested by police outside a shop in Minneapolis.

Footage of the arrest on 25 May shows a white police officer, Derek Chauvin, kneeling on the deceased’s neck while he was pinned to the road surface.

Mr Chauvin, 44, has since been taken into custody and charged with murder.

The incident that led to Mr Floyd’s death lasted about 30 minutes. Eye-witnesses accounts, video footage and official statements of the incident has revealed the following sequence of events.

It began with a report of a fake $20 bill by a store employee at Cup Foods grocery store in Minneapolis  where the deceased had just bought  a packet of cigarettes. The employee, believing the $20 note to be fake tried to claim the packet of cigarettes back from Mr Floyd. When he refused, the employee made a call to 911 and requested for help. It was around 20:00.

The employee said the man appeared to be “drunk” and “not in control of himself”. A few minutes  thereafter,  police arrived at the scene.

According to the store owner, Mike Abumayyaleh, Mr Floyd was a regular at Cup Foods. He was a friendly face, a pleasant customer who never caused any trouble. But the owner was not at work on the date of the incident. In reporting the suspicious bill, the employee was just following standing procedure.

When the police arrived, Mr Floyd was sitting with two other people in a car parked around the corner.

After approaching the car, one of the officers, Thomas Lane, pulled out his gun and ordered Mr Floyd to show his hands. It is not clear why Officer Lane considered it necessary to draw his weapon.

According to prosecutors, Officer Lane put his hands on Mr Floyd, and pulled him out of the car. Then Mr Floyd “actively resisted being handcuffed”.

As soon as he was handcuffed, Mr Floyd’s resistance subsided and Officer Lane explained to him that he was being arrested for “passing counterfeit currency”.

It was when officers tried to put Mr Floyd in their squad car that a struggle ensued.

At around 20:14, Mr Floyd “stiffened up, fell to the ground, and told the officers he was claustrophobic”,  meaning he was extremely afraid of confined spaces, according to the report.

At this stage Officer Chauvin arrived at the scene. He and other officers were involved in further attempts to put Mr Floyd in the police car.

During this attempt, at around 20:19, Officer Chauvin pulled Mr Floyd out of the passenger side of the car, causing him to fall to the ground, according to the report.

He lay there, face down, and still in handcuffs.

That’s when witnesses started to film Mr Floyd, who appeared to be in distress. From this time on, the incident was captured on multiple mobile phones and shared on social media.

Mr Floyd was restrained by officers, while Officer Chauvin placed his left knee between his head and neck.

For about nine minutes, Officer Chauvin kept his knee on Mr Floyd’s neck, according to the prosecutors’ report. Mr Floyd repeatedly said that he couldn’t breath.

In videos of the incident, this was when Mr Floyd fell silent, as bystanders urged the officers to check his pulse.

One of the officers, JA Kueng, checked Mr Floyd’s right wrist, but couldn’t find a pulse. Yet, the officers did not move.

At about 20:27, Officer Chauvin removed his knee from Mr Floyd’s neck.  Motionless, Mr Floyd was rolled on to a gurney and taken to the Hennepin County Medical Center in an ambulance.

He was pronounced dead about an hour later.

The Governor Minnesota said: ‘Thank God a young person had a camera to video it’

This is what Rapper Killer Mike had to say about the riots: “It is your duty not to burn your own house down for anger with an enemy”

As America burns, this is how it all began. The officers have been dismissed and some taken into custody. However, the protests have taken a violent turn, characterised by arson, looting and malicious damage to property. The White House blamed the protests and the violence on Antifa, a militant organisation with its stated objective being to oppose fascism.

In the coming days, we will be following this story and giving you an independent analyses as it unfolds looking at it from the various points of view of the participants. Protests have spilled into nearly every major city in the United States and abroad with Berlin and London reporting incidents. Amid the corona virus pandemic, America also has to deal with this major unrest.  President Trump has promised to take steps to end the riots but the federal government has not stepped in as yet.


Has Gilead Sciences Inc finally found a cure for corona virus?

Gilead Sciences Inc is currently busy with clinical trials on remdesvir, a drug that could finally bring hope to millions of people around the world involved in the fight against the corona virus.

In clinical tests involving acute covid 19 patients, the drug has been shown to accelerate recovery in both the fever and respiratory difficulties. These are very promising results and while the drug is still being tested to determine its safety and effectiveness, it may well be the answer that the whole world has been waiting for.

Gilead has indicated that it is ready for large scale production, should the tests be successful and the drug is approved by the US Food and Drug Administration- the FDA. Meantime severe covid 19 patients in various countries have been rushing to take part in the trials.

Tests have also been done on two groups of 6 rhesus macaque monkeys with both groups infected with SARS-CoV-2 and only one group receiving treatment with remdesvir while the other set not. The group that was receiving treatment showed remarkable health during the course of the study while the second group, which did not receive treatment experienced breathing difficulties. According to the National Institutes for Health Scientists in the USA, early treatment with remdesvir significantly reduced damage to the lungs of subjects.

According to Gilead chairman, Daniel O’Day, there are various trials currently taking place around the world and that results should start to come in soon. He thanked all the patients who agreed to take part in the trials as well as their physicians. Studies in China have been suspended mainly due to lack of patients to volunteer to take part in the trials.

Should the tests be successful, lockdowns that are currently underway in various countries around the world may soon be something of the past as people are anxious to return to work and normal life. Students are also anxious to return to their studies.

US President, Donald Trump has been confident that US industries will soon return to full production, without disclosing the reasons for his confidence.

The Battle Against the Corona Virus. What is Germany and China Doing Correctly?

As the World battles its worst enemy in modern history, it is important to make certain observations that are worth considering by those who are leading the fight in various countries. The number of reported infections throughout the world has reached 1 652 655 as at Goodfriday, 10 April 2020. The total number of confirmed deaths from the virus stand at 100 371 and those who have recovered from the virus stands at 369 938, leaving the total number of active cases at 1 182 346. Italy has suffered the highest number of confirmed deaths in the whole world at 18 849 followed by the USA at 17 927, Spain at 15 970 and France at 12 210.

What should be mentioned however is that Germany, with nearly the same number of infections, at 119 624, as its neighbours, Italy (at 147 577), Spain (at 157 053),  France (at 117 749), the UK (at 70 272), has managed to keep the casualty rate at 2 607 with a high number of recoveries at 52 407. It may be too early to make any conclusions, but it seems so far that there is something that the Germans are doing right which the other countries are missing. The same can be said about China, where the virus was first discovered. Total infections in China are standing at 81 907, with 3 336 deceased and 77 455 recoveries leaving only 1 116 active cases. Those countries that are the hardest hit by this pandemic should take some lessons from China and Germany and they must learn fast in order to bring the monster under control without any further delay. What is it that these two countries are doing right to keep the mortality rate so low and the recovery rate high? Can it be a question of resources?

It has been said that resources such as the availability of  hospital beds, ventilators etc play a very crucial role in determining whether a covid 19 patient will survive or not. Countries such as the USA and the UK are very well resourced and yet their rate of mortality is very high with the UK currently standing at 8 958 deceased and only 135 recoveries. What is it that distinguishes Germany and China from the rest of the countries under observation?

For a start Germany took a while before it could react to the threat of covid 19. As late as January 2020 Germany still regarded the virus as a distant threat to the German health system. The first few covid 19 cases in Germany were discovered as late as 27 January 2020. China on the other hand took an aggressive approach towards tackling the disease right from the start. Experts suggest that the high number of hospital and ICU beds, its reliable testing facilities both in the private and public health sectors, could be responsible for Germany’s success in keeping the mortality rate low. China on the other hand, had managed to drop the curve dramatically towards the end of February 2020